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Are you a property investor paying too much tax?

We have some savvy ways for you to take full advantage of tax incentives.

It is often said that there are two certainties in life; death, and taxes. For the latter, we often take steps to prolong our life expectancy such as exercising regularly and adopting healthy eating habits; but only a small percentage of people consider how they can minimise their taxable income.

If we take a look at some of the wealthiest people in the world such as: Warren Buffett, Bill Gates and Kerry Packer, they all have one thing in common…they all engaged in tax minimisation strategies to assist them in the accumulation of wealth.

The most common tax deductions available to property investors are:

  • Loan interest: Investors can claim the interest charged on a loan for an investment property and any bank fees for servicing that loan.

  • Property management fees

  • Council rates

  • Strata levies

  • Depreciation: Division 40 and Division 43 items

  • Repairs and maintenance

  • Insurance

  • Legal expenses: Costs for legal advice and documents that relate to rental activities are tax-deductible.

  • Stationery

  • Utility expenses

Whilst the above is by no means an exhaustive list, the deductions which can be claimed on the above items can substantially reduce your taxable income- therefore, saving you money!

If you are a property investor seeking to take advantage of some of these deductions, it is highly recommended that you seek the opinion of an appropriately qualified professional such as a tax agent/accountant for further advice.

Bradley Wearne - General Manager at Meridian Australia

P: (02) 9939 3249


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